IJRAR(ISSN 2348 –1269, Print ISSN 2349-5138 ) | UGC Approved Journal | UGC Journal | UGC CARE Journal |UGC-CARE list, New UGC-CARE Reference List, UGC CARE Journals, ugc care list of journal, ugc care list, UGC Approved list, list of ugc approved journal

International Journal of Research and Analytical Reviews (IJRAR)

International Peer Reviewed, Open Access Journal

E-ISSN 2348-1269, P- ISSN 2349-5138 | ESTD Year: 2014

Read all new guidelines related publication before submission or publication .

Login to Author Home
IJRAR.COM Old Paper
Repository

  Published Paper Details:

  Paper Title  

“Over-indebtedness – the flip side of Micro Finance”

  Authors

  Dr. Thangzamang Lhouvum

  Keywords

“Over-indebtedness – the flip side of Micro Finance”

  Abstract


The practice of Micro finance was and has been observed India for the last so many years may be two decades or so. The inspiration was mainly drawn from Prof Muhammed Yunus, who is considered to be the brain child of micro credit and micro finance and the founder of the Grameen Bank, Bangladesh. The Grameen model has been replicated almost all over the world. But then there is one serious concern that needs to be attended to, that is the over indebtedness of the micro finance clients and also the transparency and the client protection part. Micro Finance can be considered as a developmental instrument for inclusive growth as it mainly caters to those who are at the bottom of the pyramid. Micro finance has been championed by many institutions such as Banks, NGOs, SHGs, JLGs, Churches in the North East India etc in the country. The central bank of India, the RBI and NABARD have been playing a very instrumental role in spreading and promoting the self help groups (SHGs) and linkage of SHGs to the banking system through refinance support and other initiative measures of proactive policies and systems. This initiative in fact has become an important component in the poverty reduction strategy. Under the umbrella of micro finance activities, there has also been promotion of micro and small enterprises development. This article attempts to discuss on the over indebtedness, the flip side of the Micro Finance, which may also be considered as one aspect to building a self sufficient Micro Finance Institution.

  Cite this article

  Dr. Thangzamang Lhouvum,   "“Over-indebtedness – the flip side of Micro Finance”", IJRAR - International Journal of Research and Analytical Reviews (IJRAR), E-ISSN 2348-1269, P- ISSN 2349-5138, Volume.2, Issue 4, Page No pp.985-991, November 2015, Available at : http://www.ijrar.org/IJRAR19D1281.pdf  

  IJRAR's Publication Details

  Unique Identification Number - IJRAR19D1281

  Paper ID - 218209

  Page Number(s) - 985-991

  Pubished in - Volume 2 | Issue 4 | November 2015

  DOI (Digital Object Identifier) -   

  Publisher Name - IJRAR | www.ijrar.org | E-ISSN 2348-1269, P- ISSN 2349-5138

  E-ISSN 2348-1269, P- ISSN 2349-5138

  Cite this article

  Dr. Thangzamang Lhouvum,   "“Over-indebtedness – the flip side of Micro Finance”", IJRAR - International Journal of Research and Analytical Reviews (IJRAR), E-ISSN 2348-1269, P- ISSN 2349-5138, Volume.2, Issue 4, Page No pp.985-991, November 2015, Available at : http://www.ijrar.org/IJRAR19D1281.pdf

  Share this article

  Indexing Partners

indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer

  Call For Paper

  About IJRAR

About IJRAR

The IJRAR - International Journal of Research and Analytical Reviews (IJRAR) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world.


Indexing In Google Scholar, ResearcherID Thomson Reuters, Mendeley : reference manager, Academia.edu, arXiv.org, Research Gate, CiteSeerX, DocStoc, ISSUU, Scribd, and many more

IJRAR - International Journal of Research and Analytical Reviews (IJRAR)
E-ISSN 2348-1269, P- ISSN 2349-5138 | Impact Factor: 5.75 | UGC and ISSN Approved.
Provide DOI and Hard copy of Certificate.

Call For Paper (Volume 8 | Issue 2 | Month- May 2021)

Licence and Indexing

Indexing In Google Scholar, ResearcherID Thomson Reuters, Mendeley : reference manager, Academia.edu, arXiv.org, Research Gate, CiteSeerX, DocStoc, ISSUU, Scribd, and many more | High Impact Factor: 5.97 | Digital object identifier (DOI) and Hard Copy of certificate Provided.







Licence

DOI
ISSN Approved
Creative Common
UGC approved

Features

UGC and ISSN approved.
Impact Factor: 5.75 Calculated by google scholar
Call For Paper (Volume 8 | Issue 2 | Month- May 2021)
Quick, Fast, automatic Speedy Review Process
Notification of Review Result - Within 12-13 Days.
Publication of Paper - Within 12-15 Days.

Provide Free DOI(Digital Object Identifiers) to All Paper.
Provide Hard copy of certificate based on request.
Indexing of paper in all major online journal databases.
SEO effective and Automated Metadata Citation Generator.

Open-Access peer reviewed International Journal
Fully Automated and Secure https Website
Author can Check Publication Process status online.
EMail and SMS notification to the author for each Process stage.
Paper and Soft Copy of "Certificate" Available life time on website.

Qualifed & Experience Reviewers from Well-known Institutes/Universities among the world.
Social Media, Email and Call Support 24*7.
Google Scholar, ResearcherID Thomson Reuters Indexing.
Author Research Guidelines & Support.

  Breif Details About IJRAR | www.ijrar.org

IJRAR.ORG
ISSN
E-ISSN 2348-1269,
P- ISSN 2349-5138
UGC ISSN APPROVED
Journal Starting Year (ESTD) : 2014
DOI Details

Providing A Free digital object identifier by DOI.one How to get DOI?
Open Access
This material is Open Knowledge
This material is Open Data
This material is Open Content